This is one of the most common FAQs the team at Life After Debt is asked! So you are definitely not alone if you are wondering “How do I find all of my debts?” … The answer is as simple as following these steps: Find My Debts – The Steps Access a copy of your… Read more
Articles tagged debt advice
Bailiffs and legal action – what are my rights?
Debt. No one wants to be in it, but unfortunately for most Australians, it’s a part of life. In fact, what you may not know, is that Australia’s personal household debt has recently been reported as the highest in the world! Many of us are managing our debts and paying them off as quickly as… Read more
Do you have a budget for Christmas?
Do you have a budget for Christmas? You need it NOW to avoid Christmas on Credit Did you know that there’s only 138 days until Santa arrives? It seems like a lot of days, we know. But Christmas really will be here before we know it! Every year, the looming arrival of Christmas creeps up… Read more
What legal action can my creditors take against me?
Recently, we talked about dealing with debt collectors and provided you with some useful information on your rights and responsibilities. But what about if your dealings with debt collectors were to go that one step further? What about legal action? Today, we explain what legal action your creditors can take against you and what you… Read more
Beware of Payday Loans
In the US, there are more payday loan lenders than there are McDonald’s stores (crazy right?!). In the UK, the industry is worth more than $3.6 billion. In Australia, annual turnover of the payday loan industry is just over $1 billion. The lifeblood of this industry is hardship and financial stress and unfortunately, recent times have… Read more
Life After Debt ® at the Nifnex Expo
At Life After Debt ®, we are passionate about helping Australian’s get their financial debt under control. Which is why we are always looking for new avenues and opportunities wherein we can promote our business, so that we can help as many people as possible. The most recent opportunity to come our way, is the… Read more
Afterpay – Helpful or harmful?
Remember the good old lay-by days? When you couldn’t pick up your purchase until you’d paid off all your purchases? Well, now there is a digital payment app called Afterpay, which has been increasing in popularity amongst millennial shoppers and big-name retailers and has been described as the “modern day lay-by.” The only difference –… Read more
How much do you really know about your credit card?
So, you have a credit card and you swipe it, insert it and tap it on a regular basis. It knows all about you, when you like to shop, what you like to buy, and where you like to buy it, but how much do you really know about your credit card in return? We… Read more
HUGS: Hardship Utility Grant Scheme **contact your supplier to apply **
HUGS…. for those struggling the most. We talk a LOT about Hardship relief on here, but what if the hardship you’re experiencing is in just being able to pay for basic bills like electricity, gas or water? That’s where HUGS comes in. HUGS = the Hardship Utility Grant Scheme and is designed to assist those… Read more
Mortgage and debt stress on the increase
Employment stress. Mortgage stress. Debt stress. Relationship stress. And it seems it is getting worse. A recent survey by Roy Morgan shows that over the last 12 months the median household income only increased by 2.0% whereas household borrowings increased by a median of 7.0%. This is just one factor contributing to overall household mortgage… Read more
- Avoid Bankruptcy (27)
- Bad Credit (16)
- Bankruptcy (30)
- Banks (41)
- COVID-19 (2)
- Credit (87)
- Credit Cards (15)
- Credit File (17)
- Debt (139)
- Debt Agreement (25)
- Debt Collection (20)
- Hardship (22)
- Health & Wellbeing (2)
- Household budget (25)
- Legal Action (9)
- News (37)
- Real Estate (2)
- Savings (32)
- Tax (8)
- Uncategorised (14)