With winter well and truly here, the weather has certainly changed. Lending base rates on the other hand, continue to remain the same. Last month, the Reserve Bank of Australia (RBA) announced that the base interest rates will not change, with the historic low of 1.5 per cent remaining unchanged for the 22nd consecutive… Read more
Articles tagged Budget
Household bills pain increasing
A huge number of West Aussies are struggling financially, with recent figures revealing the number of households needing help to pay utility bills almost trebled last financial year. State Government stats show that even before an 11 per cent hike in electricity prices came into effect on July 1 the number of people battling to… Read more
Quick Fix Debt Solutions?
Disappointing as it is – there is no such thing as a Quick Fix Debt Solution (aside from winning the lottery). The first step is being realistic about your income and expenditure. Most of can tell you exactly how much we get paid but then guess at how much we spend in areas like the… Read more
4 steps to creating a good budget
A good household budget can help you get in control of your finances, and save for life’s luxuries and experiences. Creating a budget is simple, and once it becomes a daily habit, it becomes easy to stick to. Here are four tips to creating a budget that works: Create a realistic plan The most important… Read more
How to keep on top of your vacation spending
When you’re on holiday, it can be easy to let spending get out of hand – eating out, gifts for friends and family and experiences that wouldn’t normally be in your budget all take their toll on your bank account. With Christmas approaching in a few months’ time, now is the perfect time to set… Read more
How to (financially) survive Christmas
Christmas is well and truly upon us and unless you have planned, budgeted, and bought all your Christmas presents, you are probably getting a little stressed – particularly about the financial side of the silly season. Christmas and New Year’s Eve don’t just cost families an arm and a leg but singles can also find… Read more
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