If you’re struggling with serious debt, bankruptcy can be a real solution to your problems.  What you may not know though, is that there are also serious consequences to this solution.  These serious consequences include your trustee being able to claim and sell some of your most-prized possessions. So, what exactly could you lose if… Read more

Have you racked up some debt on your credit card? Feeling worried and wondering how you will ever pay it off? You’re not alone.  According to a Finder survey, there are 16,089,500 credit cards in Australia as of June 2018, netting a national debt accruing interest of $33 billion – That’s a lot of debt.  There’s a… Read more

Dealing with a debt collector is something that no one ever wants to have to do. Unfortunately, though, it is a situation which can arise within your lifetime if you have debt you owe, whether you want it to or not.  Debt collectors have a reputation (in some cases a well-deserved one) for being obnoxious,… Read more

In an ever-changing world, teaching your children about money matters has never been more important.  Why? Because if children develop good financial skills from an early age they’ll be ready for the financial challenges of adulthood. They will become ‘money smart’, and why wouldn’t you want that?  So, what exactly do you teach them? Let’s… Read more

The average Australian uses a credit card, pays bills, has a loan or is thinking about getting a loan. If you fall into this category, it’s important to know what your credit rating is and what can affect it.  Whether we like it or not, a credit rating or score is one of the most… Read more

When it comes to understanding money, managing your finances and reducing any debt, tracking your spending is one of the best ways to start. And although it might be one of the best ways, it’s not always the easiest. So, how can you make it easy? Is there a way?  With the vast choice of… Read more

Whether it’s buying a lotto ticket, placing a bet on the horses or playing the pokies, most people gamble at some point in their lives. But even so, it’s important to know how gambling works and to be able to differentiate between responsible and irresponsible gambling.  Responsible gambling means understanding the odds, and knowing how… Read more

They say love is blind, but when it comes to love and money, it’s important to have your eyes (and ears) open at all times. And like everything else in a relationship, it all comes down to communication.  Not surprisingly, money is the leading cause of stress in relationships – probably because, for so many… Read more

There’s a bank in town which outperforms many of its competitors. We’ve all heard of it, most of us have borrowed from it, some of us have even been lucky enough to have received some sizeable and generous donations from it and there are millions of branches around the world.  What are we referring to?… Read more