Twice a year, the Indexed Amounts are updated.  “What are Indexed Amounts?”  I hear you ask?? Well!  These are the limits applicable to certain aspects under The Bankruptcy Act, such as; The amount of income you earn whilst Bankrupt, before being required to make contributions to your bankrupted debts; The limits applicable to the value… Read more

This is one of the most common FAQs the team at Life After Debt is asked!  So you are definitely not alone if you are wondering “How do I find all of my debts?” …  The answer is as simple as following these steps: Find My Debts – The Steps Access a copy of your… Read more

This blog title may sound familiar as it is another ‘Buy Now Pay Later’ Credit scheme; No, we haven’t written about ZipPay before, but we have written about its sister AfterPay and whether or not the ‘modern day lay-by’ is helpful or harmful. What did we decide? Read the blog to find out. And what do… Read more

Debt. No one wants to be in it, but unfortunately for most Australians, it’s a part of life. In fact, what you may not know, is that Australia’s personal household debt has recently been reported as the highest in the world!  Many of us are managing our debts and paying them off as quickly as… Read more

No one likes being stressed about debt on a credit card. Most of us have multiple credit cards too. In fact, recent stats from Finder show that around 25% of Australians have two credit cards and 20% have three or more. All these multiple credit cards, means multiple amounts of stress. At Life After Debt,… Read more

How loyal are companies when it comes to loyalty cards? How many loyalty cards do you have in your wallet? Chances are you have more than one or two. Whether you’re doing your food shopping, buying new shoes, dining in a restaurant or merely grabbing a coffee, it seems like everyone wants to “sign you… Read more

Have you ever stopped for a moment to assess your life? Are you well prepared for a long, happy, healthy and financially abundant future? If not, it may be a good idea to take a life check. With so many of us living day to day, it’s easy to lose sight of the big picture…. Read more

Racked up a sizable credit card debt over the last few months? Considering the use of a low-interest balance transfer to buy some time?  While it doesn’t make your debt disappear, a balance transfer can be a short-term solution. In essence, it helps you stay afloat… As long as you understand the details. Before getting… Read more

Is 2019 the year in which you achieve financial freedom? What’s your debt elimination plan?  Are you tired of having a dark financial cloud hanging over you? Is 2019 the year in which you finally wave goodbye to debt, once and for all? While borrowing money can often feel like a ‘helping hand’ in times of need,… Read more

Has the above title scared you a little? We don’t blame you.  Any idea how much money the Australian government owes? Latest estimates suggest the figure is around $536 billion… Yes, you read right. $536 billion! It’s an enormous number and tough to get your head around we bet. With such a huge debt hanging… Read more