Have you ever stopped for a moment to assess your life? Are you well prepared for a long, happy, healthy and financially abundant future? If not, it may be a good idea to take a life check. With so many of us living day to day, it’s easy to lose sight of the big picture…. Read more

Racked up a sizable credit card debt over the last few months? Considering the use of a low-interest balance transfer to buy some time?  While it doesn’t make your debt disappear, a balance transfer can be a short-term solution. In essence, it helps you stay afloat… As long as you understand the details. Before getting… Read more

Is 2019 the year in which you achieve financial freedom? What’s your debt elimination plan?  Are you tired of having a dark financial cloud hanging over you? Is 2019 the year in which you finally wave goodbye to debt, once and for all? While borrowing money can often feel like a ‘helping hand’ in times of need,… Read more

Has the above title scared you a little? We don’t blame you.  Any idea how much money the Australian government owes? Latest estimates suggest the figure is around $536 billion… Yes, you read right. $536 billion! It’s an enormous number and tough to get your head around we bet. With such a huge debt hanging… Read more

2019 is fast approaching – scary, right?! We know what you’re all thinking… “Where has the time gone?” Well, whether we like it or not, 2019 is nearly upon us. And after a tumultuous 2018 in Australian property, some of you are likely wondering whether the market will turn a corner in 2019? Economists have… Read more

If you’re struggling with serious debt, bankruptcy can be a real solution to your problems.  What you may not know though, is that there are also serious consequences to this solution.  These serious consequences include your trustee being able to claim and sell some of your most-prized possessions. So, what exactly could you lose if… Read more

Have you racked up some debt on your credit card? Feeling worried and wondering how you will ever pay it off? You’re not alone.  According to a Finder survey, there are 16,089,500 credit cards in Australia as of June 2018, netting a national debt accruing interest of $33 billion – That’s a lot of debt.  There’s a… Read more

Dealing with a debt collector is something that no one ever wants to have to do. Unfortunately, though, it is a situation which can arise within your lifetime if you have debt you owe, whether you want it to or not.  Debt collectors have a reputation (in some cases a well-deserved one) for being obnoxious,… Read more

In an ever-changing world, teaching your children about money matters has never been more important.  Why? Because if children develop good financial skills from an early age they’ll be ready for the financial challenges of adulthood. They will become ‘money smart’, and why wouldn’t you want that?  So, what exactly do you teach them? Let’s… Read more

The average Australian uses a credit card, pays bills, has a loan or is thinking about getting a loan. If you fall into this category, it’s important to know what your credit rating is and what can affect it.  Whether we like it or not, a credit rating or score is one of the most… Read more