How To Improve Your Credit Score
Your Credit Score. When applying for credit it seems to ‘rule all’. The problem is, if you are suffering from a less-than-perfect credit score, what can you do about it? Well, actually, quite a lot as it happens. Your credit file is a record of YOUR history. Who knows that better than you? Sometimes, the Read more
Why can’t I have my tax refund?
You’ve sorted all the receipts, waded through the paperwork, been to see the tax agent and your returns are finally ~finally~ up to date. Even better, you’ve been told there is a tax refund coming – YAY! Except …. no tax refund arrives. Did you know that the ATO uses tax refunds to pay debt(s)? Read more
Mortgage and debt stress on the increase
Employment stress. Mortgage stress. Debt stress. Relationship stress. And it seems it is getting worse. A recent survey by Roy Morgan shows that over the last 12 months the median household income only increased by 2.0% whereas household borrowings increased by a median of 7.0%. This is just one factor contributing to overall household mortgage Read more