This is one of the most common FAQs the team at Life After Debt is asked!  So you are definitely not alone if you are wondering “How do I find all of my debts?” …  The answer is as simple as following these steps: Find My Debts – The Steps Access a copy of your… Read more

Debt. No one wants to be in it, but unfortunately for most Australians, it’s a part of life. In fact, what you may not know, is that Australia’s personal household debt has recently been reported as the highest in the world!  Many of us are managing our debts and paying them off as quickly as… Read more

No one likes being stressed about debt on a credit card. Most of us have multiple credit cards too. In fact, recent stats from Finder show that around 25% of Australians have two credit cards and 20% have three or more. All these multiple credit cards, means multiple amounts of stress. At Life After Debt,… Read more

Is 2019 the year in which you achieve financial freedom? What’s your debt elimination plan?  Are you tired of having a dark financial cloud hanging over you? Is 2019 the year in which you finally wave goodbye to debt, once and for all? While borrowing money can often feel like a ‘helping hand’ in times of need,… Read more

Dealing with a debt collector is something that no one ever wants to have to do. Unfortunately, though, it is a situation which can arise within your lifetime if you have debt you owe, whether you want it to or not.  Debt collectors have a reputation (in some cases a well-deserved one) for being obnoxious,… Read more

Whether it’s buying a lotto ticket, placing a bet on the horses or playing the pokies, most people gamble at some point in their lives. But even so, it’s important to know how gambling works and to be able to differentiate between responsible and irresponsible gambling.  Responsible gambling means understanding the odds, and knowing how… Read more

Have you recently received a debt collection notice or phone call about an old debt, or think you may have some old debt that you still haven’t paid?  One of the main questions on your mind is likely to be, “Do I have to repay this old debt?”.  Many would assume the answer is yes,… Read more

Tax time is looming and this is the time when many of us start thinking about our deductions – What we can claim, and what we can’t.  Well, the Australian Taxation Office (ATO) has started thinking about it too! And this year, they look to be casting a wide net when it comes to tax… Read more

Drowning in debt is a scary place to be.  Sometimes you may simply feel as if there is no hope; you don’t know what to do, or where to turn. The many rules and regulations, legal terms, debt collection agencies and everything else in between, can often contribute towards the feeling of hopelessness.  At Life… Read more

Recently, we talked about dealing with debt collectors and provided you with some useful information on your rights and responsibilities.  But what about if your dealings with debt collectors were to go that one step further?  What about legal action? Today, we explain what legal action your creditors can take against you and what you… Read more