This is one of the most common FAQs the team at Life After Debt is asked!  So you are definitely not alone if you are wondering “How do I find all of my debts?” …  The answer is as simple as following these steps: Find My Debts – The Steps Access a copy of your… Read more

This blog title may sound familiar as it is another ‘Buy Now Pay Later’ Credit scheme; No, we haven’t written about ZipPay before, but we have written about its sister AfterPay and whether or not the ‘modern day lay-by’ is helpful or harmful. What did we decide? Read the blog to find out. And what do… Read more

Have you ever stopped for a moment to assess your life? Are you well prepared for a long, happy, healthy and financially abundant future? If not, it may be a good idea to take a life check. With so many of us living day to day, it’s easy to lose sight of the big picture…. Read more

Dealing with a debt collector is something that no one ever wants to have to do. Unfortunately, though, it is a situation which can arise within your lifetime if you have debt you owe, whether you want it to or not.  Debt collectors have a reputation (in some cases a well-deserved one) for being obnoxious,… Read more

The average Australian uses a credit card, pays bills, has a loan or is thinking about getting a loan. If you fall into this category, it’s important to know what your credit rating is and what can affect it.  Whether we like it or not, a credit rating or score is one of the most… Read more

A recent article from ABC news has detailed the bankruptcy surge to hit Australia, noting that more than 32,000 Australians declared bankruptcy during the 2018 financial year, with households in resource-dependent WA and Queensland doing it particularly tough. As alarming as this topic may be, we feel it’s important for fellow Australians to be in… Read more

Recently, we talked about dealing with debt collectors and provided you with some useful information on your rights and responsibilities.  But what about if your dealings with debt collectors were to go that one step further?  What about legal action? Today, we explain what legal action your creditors can take against you and what you… Read more

You got yourself into some debt and have now discovered that your credit score isn’t great.  Naturally, you want to repair it, but you don’t know how to do it or where to start.  In our latest blog, we warn you about the dangers of ‘credit repair’ companies and paying to try to fix your… Read more

Drowning in debt? Finding it hard to meet your loan repayments?  Feeling stressed and not sure how you are ever going to get out of the debt-trap? We hear you, you’re not alone and there is something you can do about it.  In our latest blog, we explain what a hardship variation is and how… Read more

You’ve got yourself into some debt and now find yourself having to deal with debt collectors.  Don’t worry, you’re not alone and we understand how intimidating it can be.  That’s why we are here to share some tips with you, to help you feel a little more confident when dealing with debt collectors.  So, what… Read more